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Small Business, Credit Counseling and Loans

Small Business Owners Getting Around Business Plans For Loans
The biggest part of obtaining a business loan for a small business is the business plan that banks often mandate and there are some ways of getting around this dreaded part of getting a loan. There have been changes in the industry which include the requirements for getting a small business loan, the decision of a loans approval is now determined by a computerized credit scoring program that is used by banks for business loans or credit of $100,000 or over. If you require non-profit credit counseling or some kind of Debt relief or debt help then I certainly suggest this resource, especially for free and non-profit credit counseling help.
This credit scoring also removes the need for a business plan, and means saving time for the borrower, and money since most business owners hire a business plan consultant. This also can reduce the amount of small businesses that are declined for loans as the bank loan officers now go by the credit scoring program rather than a credit portfolio which would be easier for them to decline.